E-Z Logo menu

Quote any or all of these plan designs on your own in seconds.

Plan Designs – Core Benefits

We are excited to present, Benefits for Small Business, a unique product specifically designed for groups of your size. It is flexible, affordable, and gives employees valuable life and health insurance that goes beyond traditional coverage. We have seen a great response to Benefits for Small Business from both plan sponsors and advisors for its ease of sign-up and administration, and how it meets the needs of entrepreneurs and small business owners who are looking for a ‘big company’ health benefits plan for their employees.

Please review the Plan Specifications before proceeding.
LifeEntryEssentialEnhanced
Basic Life – Employee
(50% reduction at age 65)
$25,000$50,000$50,000
Dependent Life – Spouse$2,500$5,000$5,000
Dependent Life – Child$1,000$2,500$2,500
Accidental Death and Dismemberment
(50% reduction at age 65)
$25,000$50,000$50,000
Extended Health Care 2EntryEssentialEnhanced
Reimbursement level80%80%80%
Health practitioners 3$500 per practitioner$600 per practitioner$600 per practitioner
Accidental dental$2,000 per lifetime
AmbulanceUnlimited ground and air within Canada
Custom orthotics and orthopedic shoes$250 per 2 calendar years$300 per 2 calendar years$300 per 2 calendar years
Convalescent CareNo coverage$30 per day, up to 180 days$30 per day, up to 180 days
Diagnostic tests$1,000 per calendar year$1,000 per calendar year$1,000 per calendar year
Durable medical equipment$5,000 per lifetime$5,000 per lifetime$5,000 per lifetime
Hearing aids$700 per 3 calendar years$700 per 3 calendar years$700 per 3 calendar years
HospitalizationNo coverage$200 per day for semi-private and private room$200 per day for semi-private and private room
Mobility aids and orthopedic appliances$2,000 per calendar year
Nursing care$10,000 perr year; up to a maximum of $25,000 lifetime$10,000 perr year; up to a maximum of $25,000 lifetime$10,000 perr year; up to a maximum of $25,000 lifetime
Other medical services and suppliesCoveredCoveredCovered
Oxygen$1,000 per lifetime$1,000 per lifetime$1,000 per lifetime
Prostheses$10,000 per lifetime$10,000 per lifetime$10,000 per lifetime
Vision – Eye exams$75 per 24 months; 12 months for childrenReasonable and customary limit per 24 months; 12 months for dependent children
Vision – Frames and lensesNo coverage$200 per 24 months$300 per 24 months
Dental Care 4EntryEssentialEnhanced
Basic care reimbursement level80%80%80%
Basic Care maximum$1,000$1,500$1,500
Composite fillingsAllAllAll
Major restoration reimbursement levelNo coverage50%50%
Major restoration maximumNo coverage$500$1,500
Recall exam frequency9 months9 months9 months
Fee guideCurrentCurrentCurrent
Prescription Drugs 5EntryEssentialEnhanced
Reimbursement level80%
Prescription drugs maximum$3,000$5,000$20,000
Diabetic supplies$1,000$2,000$5,000
Glucose monitoring systemsCovered under diabetic supplies maximumCovered under diabetic supplies maximum$4,000
Blood glucose test stripsAllowable quantity based on diabetes treatment
Managing Chronic Disease$500$500$500
Modules includedViscosupplementation, Opioid Management, ASA therapy, Weight Loss Drugs
Worldwide TravelEntryEssentialEnhanced
Reimbursement level100%100%100%
Travel maximum$5,000,000 per person per incident$5,000,000 per person per incident$5,000,000 per person per incident
Travel days per trip180180180
Out of country referrals maximum$500,000 per person, per lifetime$500,000 per person, per lifetime$500,000 per person, per lifetime
Trip cancellation and interruptionNo coverage$5,000 per person per trip$5,000 per person per trip
Baggage lossNo coverage$500 per person per trip$500 per person per trip
Worldwide travel assistanceYesYesYes
LifeEntry1EssentialEnhanced
Basic Life – Employee
(50% reduction at age 65)
$25,000$50,000$50,000
Dependent Life – Spouse$2,500$5,000$5,000
Dependent Life – Child$1,000$2,500$2,500
Accidental Death and Dismemberment
(50% reduction at age 65)
$25,000$50,000$50,000
Extended Health Care 2EntryEssentialEnhanced
Reimbursement level80%80%80%
Health practitioners 3$500 per practitioner$600 per practitioner$600 per practitioner
Accidental dental$2,000 per lifetime
AmbulanceUnlimited ground and air within Canada
Custom orthotics and orthopedic shoes$250 per 2 calendar years$300 per 2 calendar years$300 per 2 calendar years
Convalescent CareNo coverage$30 per day, up to 180 days$30 per day, up to 180 days
Diagnostic tests$1,000 per calendar year$1,000 per calendar year$1,000 per calendar year
Durable medical equipment$5,000 per lifetime$5,000 per lifetime$5,000 per lifetime
Hearing aids$700 per 3 calendar years$700 per 3 calendar years$700 per 3 calendar years
HospitalizationNo coverage$200 per day for semi-private and private room$200 per day for semi-private and private room
Mobility aids and orthopedic appliances$2,000 per calendar year
Nursing care$10,000 perr year; up to a maximum of $25,000 lifetime$10,000 perr year; up to a maximum of $25,000 lifetime$10,000 perr year; up to a maximum of $25,000 lifetime
Other medical services and suppliesCoveredCoveredCovered
Oxygen$1,000 per lifetime$1,000 per lifetime$1,000 per lifetime
Prostheses$10,000 per lifetime$10,000 per lifetime$10,000 per lifetime
Vision – Eye exams$75 per 24 months; 12 months for childrenReasonable and customary per 24 months; 12 months for dependent children
Vision – Frames and lensesNo coverage$200 per 24 months$300 per 24 months
Dental Care 4EntryEssentialEnhanced
Basic care reimbursement level80%80%80%
Basic Care maximum$1,000$1,500$1,500
Composite fillingsAllAllAll
Major restoration reimbursement levelNo coverage50%50%
Major restoration maximumNo coverage$500$1,500
Recall exam frequency9 months9 months9 months
Fee guideCurrentCurrentCurrent
Prescription Drugs 5EntryEssentialEnhanced
Reimbursement level80%
Prescription drugs maximum$3,000$5,000$20,000
Diabetic supplies$1,000$2,000$5,000
Glucose monitoring systemsCovered under diabetic supplies maximumCovered under diabetic supplies maximum$4,000
Blood glucose test stripsAllowable quantity based on diabetes treatment
Managing Chronic Disease$500$500$500
Modules includedViscosupplementation, Opioid Management, ASA therapy, Weight Loss Drugs
Worldwide TravelEntryEssentialEnhanced
Reimbursement level100%100%100%
Travel maximum$5,000,000 per person per incident$5,000,000 per person per incident$5,000,000 per person per incident
Travel days per trip180180180
Out of country referrals maximum$500,000 per person, per lifetime$500,000 per person, per lifetime$500,000 per person, per lifetime
Trip cancellation and interruptionNo coverage$5,000 per person per trip$5,000 per person per trip
Baggage lossNo coverage$500 per person per trip$500 per person per trip
Worldwide travel assistanceYesYesYes
Wellness & Prevention Solutions
Included with all plan options
Online Doctors
3 visits per year
Second OpinionMy Good Health
CONNECTED CARE Member pays at preferred rates
Mental WellnessPersonalized MedicineVirtual Physiotherapy