A benefits renewal is an opening offer, not a verdict. Here’s how insurers build the number — trend, credibility, pooling and retention — and the three questions to ask before you accept.
What’s actually inside your benefits renewal increase Read More »
Six months after the November 2025 briefing on CDCP, Pharmacare, and NS WCB changes, here is where each actually landed by May 2026 and what Atlantic employers should revisit before renewal.
CDCP, Pharmacare and NS WCB: The May 2026 Update for Atlantic Employers Read More »
Season’s Greetings from East Coast Employee Benefits As we head into 2026, the benefits landscape is shifting in ways that directly affect Nova Scotia and Atlantic employers, especially with WCB, Pharmacare, and the ongoing rollout of CDCP dental coverage. For many groups, the key question isn’t “what’s available?”, it’s how to manage costs, avoid
🍁🎄 Season’s Greetings from East Coast Employee Benefits ❄️✨ Read More »
Going Into 2026: How WCB, Pharmacare and the CDCP Are Reshaping Atlantic Employee Benefits Heading into 2026, the employee benefits world in Atlantic Canada is quietly changing under the surface. Nova Scotia’s workers’ compensation rules now recognize gradual-onset psychological injuries. National pharmacare has moved from an idea to legislation, with a first phase focused on
Planning for retirement is an essential financial goal for Canadians, and group retirement programs offer a structured and tax-efficient way to achieve it. These employer-sponsored plans provide numerous benefits, both in terms of long-term wealth accumulation and immediate tax advantages. As tax season approaches, understanding how contributions to these plans can positively impact your tax
Group Retirement Programs: A Tax-Efficient Way to Save for the Future Read More »
The Canadian craft beer industry, which has experienced rapid growth and development over the last two decades, is now facing an evolving set of challenges due to the imposition of new tariffs. These tariffs, introduced on a range of imported goods, have raised concerns among Canadian craft brewers, whose businesses often rely on both domestic
The Impact of New Tariffs on the Canadian Craft Beer Industry Read More »
The National Strategy for Eye Care Act (Bill C-284), recently passed in Canada, aims to address significant gaps in vision health care. Overall, it is a transformative step for vision health in Canada, addressing a critical health issue while posing challenges in execution and funding. Its success will rely on sustained commitment, collaboration, and resource
The imposition of a 25% tariff on Canadian goods by the U.S. could indirectly affect the pharmaceutical sector and have broader economic consequences, including potential impacts on employee group insurance plan premiums. Here’s how: 1. Increased Costs for Pharmaceutical Ingredients Many active pharmaceutical ingredients (APIs) used in Canadian medications are sourced internationally, including from the U.S. Tariffs
Canada’s healthcare system is renowned worldwide, but it’s facing a growing crisis: the shortage of family doctors. More than 5 million Canadians, nearly one in every seven people, don’t have a family doctor, and this gap is contributing to significant strain on emergency rooms and urgent care centers. Many Canadians are struggling to access timely
The Lack of Family Doctors Crisis in Canada: Can Virtual Care Help? Read More »
